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Who We Are

Innovative Microfinance Limited is a licensed Microfinance institution by the Bank of Ghana since 2009. Our offices are strategically positioned in Accra, Ashaiman, Tamale and Bolgatanga to take care of our operations within the 10 (Ten Regions) of Ghana.

With a well structured Board, Management and a stated capital far above the Bank of Ghana required capital, we started in March 2009 aim at effectively narrowing the gap between the surplus and the deficit unit side of the Ghanaian economy especially women and the lower end of the market.

IML with its well-crafted products and servies, aims to meet its targeted market’s needs anywhere and at anytime, and can currently boast of thousands of customers and still counting.


To become the leading financial partner of choice for the Micro, Small and Meduim Scale Businesses (MSMEs) especially those owned by women


To ensure customer delight by providing excellent financial services beyond customer-expectation, through well-motivated staff, within the framework of the rules and regulations governing the industry, with much emphasis on shareholder value and social responsibility.