Location :
Abossey Okai
Email :
Call Us :
0302 201817/0302 201863

Why Choose Innovative

Innovative Microfinance > Why Choose Innovative


  • IML serves over 22,000 men and women across all four branches in Ghana.  We have identified the barriers to scaling microfinance – what it calls the 3 Cs of Capital, Capacity and Costs – and has taken an innovative approach to overcome these barriers. These three principles, using a profit-oriented model, drawing on best practices from the business world for scaling and using technology have helped us create a new generation of microfinance institution.
  • We are using the channel that we have created to provide a full range of financial services to the poor. By providing the poor this range of economic tools, we look forward to being part of the eradication of poverty.


  • IML financial products include both collateralized and collateral-free loans and micro-insurance products, local money transfer between our Head office in Accra and the Tamale and Bolga Branch in the Northern and Upper East Regions and also enable people to generate income, build assets and become self-reliant.
  • We also believe in creating value for our clients through tailored investment products and services to help them preserve value and to secure their financial future, which is currently volatile and somewhat unknown