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Consumer Finance

Innovative Microfinance > Consumer Finance

This product is designed to meet the ever-increasing demand by households to satisfy some basic but essential needs. IML partners with suppliers/whole sellers of electronic appliances to procure quantities of gadgets at a wholesale price with discount and re-sale to interest group with flexible payment terms.


 The maximum duration for repayment shall not exceed 6 months.

 Flexible loan repayment terms

 Post-dated cheques for repayment

 Minimum loan amount GHc 1,000.00

 Loan tenor of six (6) months




 Application from Institution/individual

 A passport size picture and a filled application form of individual applicants.

 A pro-forma invoice from suppliers’ outlets.

 Postdated cheques covering installment payment (in a case of an individual)

 Appointment or confirmation letter as proof of the applicant’s employment with the institution where applicable.